blankit

Know the fair renewal in ten minutes.

The carrier already did the math. We check it.

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Carrier asked +16.4%

Fair renewal +2.1%

blankit's renewal screen for a demo client: the carrier proposed 16.4%, blankit's fair counter is 2.1%, the carrier's revised offer came back at 9.8%, and the total row shows $634,276.00 current against $738,507.00 proposed and $647,508.00 fair.
Demo firm, invented client. The carrier’s first ask, blankit’s counter, and where the carrier came back to.
carriers read by name — and any other carrier’s renewal
26
carriers read by name — and any other carrier’s renewal
steps behind every health and dental fair premium
9
steps behind every health and dental fair premium
languages in Paige, the employee chatbot
13
languages in Paige, the employee chatbot
  • Canada Life
  • Sun Life
  • Manulife
  • Desjardins
  • Medavie Blue Cross
  • iA
  • Empire Life
  • Equitable
  • Green Shield

“I spent 20+ years challenging carrier renewals for my own clients. blankit is the tool I built to do it properly.”

Chris Gory, Founder & Principal Advisor, Orchard Benefits · The story

How it works

  1. 1Upload

    Drop in any carrier’s renewal — PDF, workbook or photos.

    The Analyze a renewal screen, with a drop zone for the carrier’s renewal document.

  2. 2Reprice

    Every line rebuilt from the group’s claims and the carrier’s own figures.

    Per-line premiums for a demo client: current, proposed, blankit’s fair counter and the carrier’s revised rates, with a total of +16.4% proposed against +2.1% fair.

  3. 3Send under your brand

    The report and carrier challenge go out in your firm’s name.

    A Fair Renewal Summary page — the document sent to the carrier — in the advisor firm’s branding.

Want the actuarial detail? How we calculate

One platform for the whole book

Every renewal due in the next 120 days, the premium at stake, and the one thing to do next on each.

Learn more about renewals
The blankit home screen: renewals due in the next 120 days, premium at risk, expected commission and the book’s claims ratio, with Rider’s suggestions.

Built to be trusted with client data

Stored in Canada

Client files, extracted data and reports are stored in AWS Montreal. Read by Anthropic’s Claude through Amazon Bedrock, which may process them outside Canada.

Isolated per firm

Each firm gets its own database, storage bucket and encryption key — never rows in a shared table.

Passkeys and 2FA

Sign in with a passkey or an authenticator app, and require a second factor across the whole firm.

Audit trail

Every change is written to a hash-chained log, so altered or deleted history shows up.

How we protect client data · Sub-processors

Run it on one of your own renewals.

The demo is a full firm with invented clients. No card, no call.

Try the live demoBook a walkthrough