Built by an advisor. For the rest of us.

blankit was built by someone with 20+ years in Canadian group benefits — running an advisory practice, fighting carrier renewals, and watching the same problems go unsolved.

The Next steps list on a demo client’s page in blankit: the carrier came back at 9.8% against blankit’s 8.8% counter, the counter-offer to send, the pre-renewal call to book, the carrier’s position to review, and a button to draft the renewal package with Rider.
One page per client: every next step on the renewal, in order.

The existing tools weren’t solving the work.

Advisors, brokerages and MGAs have had two choices: tools built for someone else’s workflow, or spreadsheets, PDFs and email threads held together by hope.

blankit started as one practice’s own tooling: real actuarial methodology, real claims experience, real deliverables. Other advisors, brokerages and MGAs saw it and asked to use it. That’s the whole story.

Chris Gory, founder of blankit

Chris Gory

Founder & Principal Advisor · Orchard Benefits

Chris has spent 20+ years advising plan sponsors and challenging carrier renewals through his own practice, Orchard Benefits, which he still runs. Every methodology decision in blankit was made by someone who has to defend the number to an underwriter the next week.

“If a renewal challenge can’t survive carrier pushback, it isn’t worth sending. The math has to be defensible line by line — that’s what I built blankit to guarantee.”
Every renewal deserves the same scrutiny. Hours are why they don’t get it.

Rebuilding a renewal properly takes most of a day, so only the biggest accounts get it. blankit makes the defensible path the fast one, so the hundred-life group gets the same treatment as the thousand-life one.

Four convictions, baked into every decision.

  1. 01

    Advisors deserve their own infrastructure.

    Priced per advisor — a licence each, a lower rate after the first. Never a revenue share.

  2. 02

    Your client book is the engine.

    Claims analysis, renewal challenges, benchmarking, Paige (the plan-member chatbot) and Rider (your built-in chatbot) all run off one Clients hub.

  3. 03

    Canadian tools for a Canadian market.

    Canadian carrier formats in English and French, and tracking of Canadian regulations.

  4. 04

    Your brand on every deliverable.

    Reports, chatbots and portals carry your firm’s logo and colours. Your client never has to see blankit.

The screens advisors actually work in.

  • Your morning view

    What renews in the next 120 days, with the premium each one carries.

    Detail of the Renewals, next 120 days list on a demo firm’s Overview: three clients with their carrier, annual premium and renewal date — one flagged overdue.
    Demo firm, invented clients.
  • Fair Renewal Summary

    The carrier-facing summary: incurred claims, net premium and the fair renewal position.

    The top of a Fair Renewal Summary for a demo client on Manulife: $381,932.64 of incurred claims, $469,920.00 of net premium, an 81% blended net loss ratio and a fair renewal of $545,948.00 (+5.8% vs current) against the carrier’s proposed $588,120.00 (+14.0%).
    Demo firm, invented clients.
  • Claims experience report

    A branded report on the year’s claims — loss ratios, the trend and what drives them.

    The top of a claims experience report for an invented client: health claims of $699,880.00 at an 88% loss ratio, up from 82%, and dental claims of $288,420.00 at 80%, with pharmacy and paramedical shares of health claims.
    Demo firm, invented clients.

Checking status…. Data stored in ca-central-1 (Montreal), monitored in real time. AI processing may occur outside Canada.

View system status →

Twenty minutes, walk through a real renewal.

You’ll talk to the advisor who built it, not a sales team. Bring a file you’re arguing with.