Carrier-facingPDF
Fair renewal one-pager
The carrier-facing deliverable: claims-vs-premium loss ratios and the defensible "fair" premium that challenges the proposed increase, line by line.
Sample reports
Every document your firm hands over — in one place.
From the carrier challenge to a new hire’s coverage summary. Every example is a live PDF from the real engine, on anonymised data.
Challenging the renewal
Reprice the carrier’s ask against a defensible fair premium — then take the outcome to the client.
InternalPDF
Full renewal analysis
The internal deep-dive: experience analysis, credibility-blended trend, and the full actuarial walk from proposed to fair premium.
Client-facingPDF
Plan changes summary
A one-page, year-over-year summary of what changed in a plan — added, removed, and changed provisions grouped by benefit line.
Taking it to market
Shop the group and present the field side by side.
Client-facingPDF
Multi-carrier quote comparison
A client presentation listing every carrier quote with its rate caps, guarantees and footnotes, then comparing three finalists field by field — flagging premium outliers, coverage gaps, any carrier that came back off the requested design, and inconsistent financial terms (pooling thresholds, virtual care, HCSA fees) — plus a consolidated assumptions-and-conditions page covering what the quoted rates assume and when they lapse.
Claims & member experience
What the plan is spending on, and what each member is actually covered for.
Client-facingPDF
Claims experience report
A branded, plain-language read on where the plan’s money is going — loss ratios over time, the top cost drivers, paramedical and drug detail, and how the group compares. Drug-savings programs are only cited after checking the medication against the program’s live covered list.
Member-facingPDF
Employee coverage summary
The one-page “what am I covered for” handout, pulled straight from the plan booklet — what HR gives every new hire.
Compliance & intelligence
The regulatory changes that move a plan’s cost and design.
Client-facingPDF
Legislative change briefing
A province-by-province briefing on the legislative and regulatory changes affecting a plan — what changed, and what it means for cost and plan design.
And more the platform generates
Also built from the client record, under your brand:
- Counter-offer letters to the carrier
- Client renewal packages
- Plan benchmark reports
- Coverage-change pricing requests
- Mid-year coverage revisions
- Demographic risk profiles
- Carrier-updates digests
- Benefits announcements & FAQs
Names, carriers and figures are invented. Your reports carry your branding and your clients’ numbers.
Under your brand
Run one on a renewal that’s actually on your desk.
Upload a renewal and get these documents on your numbers, in your firm’s name and colours.